Terms of Use

Use of the Web site
The Web site is intended only for your personal, non-commercial use and display. You may download information from the Web site to your computer and print out a hard copy for your personal reference, provided that you agree not to remove any copyright or other notices contained therein.

Recommendations and Advice Provided
The Wall Street MoneyCenter provides self-directed investors with discount brokerage services. The Wall Street MoneyCenter can make recommendations and offer investment advice. The Wall Street MoneyCenter provides the content of the Web site for information, education and noncommercial purposes only. Although The Wall Street MoneyCenter may provide data, information and content relating to investment approaches and opportunities to buy or sell securities, including mutual funds, you should not construe any such information as investment, financial, tax, legal or other advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any data, information or content on the Web site before making any decisions based on such data, information or content. In exchange for using such data, information or content, you agree not to hold The Wall Street MoneyCenter or its third-party content providers liable for any possible claim for damages arising from any decision you make based on information made available to you through the Web site.

Web Site Content
The Wall Street MoneyCenter offers content from third party providers on the Web site. This content includes financial market data, quotes, news, analyst opinions and research reports. The Wall Street MoneyCenter does not endorse or approve the content, and we make it available to you only as a service and convenience. The Wall Street MoneyCenter and our third party providers do not guarantee the accuracy, timeliness, completeness or correct sequencing of the content or warrant any results from your use or reliance on the content. The content may quickly become unreliable for various reasons including, for example, changes in market conditions or economic circumstances. Neither The Wall Street MoneyCenter nor the third party providers are obligated to update any information or opinions contained in any of the content. The Wall Street MoneyCenter may discontinue offering any content on the Web site at any time without notice. You agree that neither The Wall Street MoneyCenter nor the third party providers will be liable to you in any way for the termination, interruption, delay or inaccuracy of any of the content on the Web site. You will not redistribute or facilitate the redistribution of any content, nor will you provide access to the content to anyone who is not authorized by The Wall Street MoneyCenter to receive the content.

Hyperlinking from the Web Site
In the event you use the hyperlinks included on the Web site to gain access to a World Wide Web site or Internet location or source of information on any company organization or person other than The Wall Street MoneyCenter or to any other Internet location, you acknowledge that such other sites or locations are not under the control of The Wall Street MoneyCenter and agree that The Wall Street MoneyCenter shall not be responsible for any information or other hyperlinks found at any such World Wide Web site or Internet location or source of information or for your use of such information. The Wall Street MoneyCenter provides such links only as a convenience to you and has not tested any software or verified any information found at such sites. The fact that The Wall Street MoneyCenter has provided a link to another site does not signify an endorsement of the site or its contents by The Wall Street MoneyCenter. There are inherent risks in the use of any software or information found on the Internet and you acknowledge that you understand these risks before making any use of the Web site and the Internet.

Electronic Recording
In connection with your use of this Web site, you acknowledge and consent to the taping or any form of electronic recording of any communication, electronic or otherwise, between you and The Wall Street MoneyCenter or its representatives or agents. You acknowledge and consent to the recording, retention and use by The Wall Street MoneyCenter (and its employees, representatives and agents) of all information and data that you input during your use of the Web site.

Electronic Communications
The Web site provides you The Wall Street MoneyCenter e-mail addresses so that you may communicate electronically by sending an e-mail message to The Wall Street MoneyCenter. All e-mail sent to and from The Wall Street MoneyCenter will be received or otherwise recorded by the The Wall Street MoneyCenter corporate e-mail system and is subject to archival, monitoring or review by and/or disclosure to, someone other than the recipient. Communications through the Web site may involve the electronic transmission, to any e-mail address you provided to us, of information that you may consider to be personal financial information and you agree and consent to such transmission of such information. You agree not to use e-mail to transmit any confidential personal information.

License and Web site Access
The Wall Street MoneyCenter hereby grants you a limited, nonexclusive, nontransferable license to view, bookmark, download and print the pages within this Web site and the documents, graphics and media incorporated on those pages. You are solely responsible for obtaining, paying for, repairing and maintaining all of the equipment, telephone lines and other material that you need to access this Web site. The pages within this Web site may be used solely for personal, informational and noncommercial purposes. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transferor sell any pages, data, information, software, products or services obtained from this Web site, unless you have obtained the prior written permission of The Wall Street MoneyCenter or you are using a service available through this Web site. The Wall Street MoneyCenter reserves all rights not expressly granted herein; The Wall Street MoneyCenter expressly reserves the right to monitor any and all use of this Web site. Unless you have obtained The Wall Street MoneyCenter's prior written permission, you and any other users and Web sites, may not:

Copy, modify or display The Wall Street MoneyCenter's name, logo, trademarks, text or graphic images in any way, except as set forth herein. Redeliver any of the pages, text, images or content of this Web site using framing technology; Modify or use the pages, text, images or content from this Web site for any other purpose, doing so is a violation of The Wall Street MoneyCenter's copyrights and other proprietary rights; Use devices (including software) that are designed to provide repeated automated access to this Web site, other than those made generally available by The Wall Street MoneyCenter or probe, scan or test the vulnerability of any system or network related in any way to this Web site, without proper authorization. The Wall Street MoneyCenter reserves the right to take all measures necessary to prevent such access, probing, scanning or testing, including denial or termination of service; and

Trademarks and Copyrights
All marks appearing on this Web site are the exclusive property of their respective owners. All content on this Web site, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, is the property of The Wall Street MoneyCenter or its content vendors and is protected by United States and international copyright laws. The compilation of all content on this Web site is the exclusive property of The Wall Street MoneyCenter or its content vendors and is protected by U.S. and international copyright laws. All software used on this Web site is the exclusive property of The Wall Street MoneyCenter or its software suppliers and is protected by U.S. and international copyright laws and other laws.

Information for Foreign Investors
Each of the investment products and services referred to on this Web site is intended to be made available only to U.S. residents. This Web site shall not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal.

International Use
Because of the global nature of the Internet, you agree to comply with all local rules regarding online conduct, including all laws, rules, codes and regulations of the country in which you reside and the country from which you access this Web site. In addition, you agree to comply with all applicable laws, rules, codes and regulations regarding the transmission of technical data exported from the United States.

Termination, Suspension or Modification
The rights granted to you herein terminate immediately upon any violation by you of these Terms and Conditions. The Wall Street MoneyCenter reserves the right to terminate, suspend or modify your access to the Web site at any time, without notice, for any reason whatsoever. You agree that The Wall Street MoneyCenter shall not be liable to you or any third party for any termination of your access to this Web site.

Disclaimers and Limitations of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF THE Web site IS PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, The Wall Street MoneyCenter EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE Web site AND ANY PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH THE Web site, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. The Wall Street MoneyCenter MAKES NO WARRANTY THAT:

1. THE Web site WILL MEET YOUR REQUIREMENTS;

2. THE Web site WILL BE UNINTERRUPTED, TIMELY, SECURE or FREE OF VIRUSES, ERRORS, WORMS, DATE BOMBS, TIME BOMBS or OTHER HARMFUL COMPONENTS;

3. THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE Web site WILL BE ACCURATE OR RELIABLE;

4. THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION or OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE Web site WILL MEET YOUR EXPECTATIONS;

5. ANY ERRORS ON THE Web site WILL BE CORRECTED; AND

6. THE DATA AND MATERIALS PRESENTED OR DISPLAYED ON THE Web site ARE CORRECT, ACCURATE or RELIABLE. ANY CONTENT OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE Web site IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH CONTENT.

YOU AGREE THAT The Wall Street MoneyCenter OR ANY THIRD PARTY ENGAGED IN PROVIDING SERVICES TO YOU ON OR THROUGH THE Web site SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, COMMUNICATIONS LINE FAILURE or OTHER OCCURRENCES BEYOND THE CONTROL OF The Wall Street MoneyCenter OR SUCH THIRD PARTIES. NO ADVICE OR INFORMATION, WHETHER WRITTEN OR ORAL, WHETHER OBTAINED BY YOU FROM The Wall Street MoneyCenter, FROM A The Wall Street MoneyCenter EMPLOYEE OR AGENT or THROUGH OR FROM THE Web site, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS AND CONDITIONS. The Wall Street MoneyCenter WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL or EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA or OTHER INTANGIBLE LOSSES (EVEN IF The Wall Street MoneyCenter HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:

1. THE USE OF OR THE INABILITY TO USE THE Web site;

2. THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION or SERVICES PURCHASED OR OBTAINED or MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH or FROM THE Web site;

3. ACCESS TO OR ALTERATION OF YOUR ACCOUNT, TRANSMISSIONS or DATA DUE TO YOUR CONDUCT, INACTION or NEGLIGENCE;

4. STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE Web site; OR

5. ANY OTHER MATTER RELATING TO THE Web site.

Indemnification
You agree to indemnify, defend and hold harmless The Wall Street MoneyCenter, its affiliates and officers, directors, employees and agents of The Wall Street MoneyCenter and its affiliates, from and against any and all claims, liabilities, damages, losses or expenses, including attorney's fees and costs, arising out of or in any way connected with your access to or use of this Web site.

Integration and Severability
If any provision of these Terms and Conditions is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these Terms and Conditions and will not affect the validity and enforceability of the remaining provisions. These Terms and Conditions represent the entire agreement between The Wall Street MoneyCenter and the user relating to the subject matter herein, except The Wall Street MoneyCenter's relationship with its customers is governed by the The Wall Street MoneyCenter account agreements.

Applicable Law and Venue
Unless otherwise specified, The Wall Street MoneyCenter controls and operates this Web site from our offices within the State of Florida, United States of America. The Wall Street MoneyCenter does not claim that materials in this Web site are appropriate or available for use in locations other than the United States. If you choose to access this Web site from other locations, you do so on your own initiative and you are responsible for compliance with any applicable local laws, as set forth above. By visiting this Web site, you agree that the laws of the State of Florida, United States of America, without regard to principles of conflict of laws, will govern these Terms and Conditions and any dispute of any sort that might arise between you and The Wall Street MoneyCenter or its affiliates. If you take legal action relating to these Terms and Conditions, you agree to file such action only in the State of Florida.